Digital currency(i.e. digital money, electronic money, electronic currency, cyber cash, etc.) is a type of currency that is available only in digital or electronic form, and not in physical form. They can be either regulated or unregulated, and are only accessible with computers or mobile phones. They are often the cheapest method to trade currencies, because they don’t require any intermediary. Digital currencies are also stable and are traded with the markets. Most often, the term digital currency is used to refer to currency that is issued by a bank in digital form.